Erica Elliott

A SELF-DIRECTED retirement plan is when you become the investment advisor taking control of the decisions within your retirement plan. The plan still requires a 3rd party CUSTODIAN to hold its investment choices. But the custodian is effectively a container. Think of your plan's 3rd-party CUSTODIAN as your safety deposit box at your local bank branch. But only you now decide what goes into the box, because you hold the key!

PRIVATE LOANS Investing in private notes offers another opportunity for individuals seeking alternative income streams beyond the bucking bronco of the traditional stock market. Private notes are debt instruments created through private agreements, often involving real estate or business loans. They can provide steady, pre-determined cash flow and attractive returns, but they can also carry the natural risk of lending, such as default. Your Self-Directed IRA (SDIRA) is a better entity choice...